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Ford Finance Center

Ford Finance Center Morgan Hill CA

Value Your Trade Get Pre-Approved Payment Calculator

Now that you’ve found the car of your dreams, it’s time for you to get a loan to help you bring it home. Thanks to the expertise of our financers, we’ll make sure you’ll have a monthly payment that works for you.

We want to help you hit the roads around Morgan Hill, San Jose, and Gilroy, CA, and we have finance specials and deals to help you get started. Come visit us at The Ford Store Morgan Hill, and we’ll get you started.

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How Can Our Finance Team Help You?

Finding the right car is only half the journey. The other half is getting approved for a loan. Luckily, with our finance team, we can make sure you have a loan that works right for your financial needs. Not only that, but we can also get you approved from home with our online car financing application.

While you’re on our website, we also offer additional tools that will help you with your financing process. Just take a look at our payment calculator. This tool will tell you the monthly payments you can expect for your vehicle. On top of that, we even offer a trade-in appraisal feature.

Online Car Financing Car Financing Loan Approval

Available Ford Lease Deals

If you’d like a great deal on a new car, you can always opt for leasing a Ford. Leasing is a popular alternative to buying, as you’ll drive a new car for a few years before returning it to our dealership. Some of the benefits of leasing are:

  • Lower monthly payment
  • The latest vehicle technology
  • Easy vehicle maintenance
  • Short-term lease length

When it comes time to return your car, we’ll help you to find your next car. That way, you’ll be back in a new set of wheels. If you’d like to try out a wide range of models, leasing will let you switch things up every few years.


How to Improve Your Credit Score

To make sure you’re getting all the best finance deals, you’ll want to make sure you’re working on your credit score. This 3-digit number serves as a gauge on how well you can qualify for a loan. Before you start looking into finance offers, it’s important to make sure you take a look at your credit score before you decide on a loan.

If your credit score isn’t quite as high as you’d like, there are several ways you can bring it up. Some of the ways you can enhance your credit score include:

  • Pay bills on time
  • Keep lines of credit open for as long as possible
  • Keep your credit usage below 10%
  • Paying off debt

Improving Credit Score

Apply for Financing Today

If you have your eyes on a car, getting a loan is important. With our financing knowledge and experience, we can ensure you have a deal that works for you. Whether you’re buying or leasing, we’ll make sure the entire process is as streamlined as possible.

If you’d like to start driving around the Morgan Hill, San Jose, and Gilroy, CA, areas, consider getting pre-approved with our team at The Ford Store Morgan Hill.

Questions? Contact us today for more information!

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ACKNOWLEDGEMENT - By submitting your personal information, you acknowledge that: (1) you are 17 years of age or older; (2) we may contact you with offers and information about our products and services; and (3) you have read our Privacy Policy and understand your rights as a consumer.



Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user "as is" without warranty of any kind, either express or implied. All vehicles are subject to prior sale. Price does not include applicable government fees and taxes, finance charges, electronic filing charges, and emission testing charges. ‡Vehicles shown at different locations are not currently in our inventory (Not in Stock) but can be made available to you at our location within a reasonable date from the time of your request, not to exceed one week.

All advertised prices exclude government fees and taxes, any finance charges, $85 document processing charge, $30 electronic filling charge, and any emissions testing charge. Standard exclusions apply. Residency restrictions apply. Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user “as is” without warranty of any kind, either express or implied. All vehicles are subject to prior sale. Photos are for illustration purposes only. Contact us for more details.

There is no cooling off period unless you obtain a contract cancellation option. California law does not provide for a “cooling off” or other cancellation period for vehicle lease or purchase contracts. Therefore you cannot later cancel such a contract simply because you change your mind, decide the vehicle costs too much, or you wish you had acquired a different vehicle. After you sign a motor vehicle purchase or lease contract it may only be cancelled with the agreement of the seller or lessor or for legal cause such as fraud. However, California law does require a seller to offer a 2-day contract cancellation option on used vehicles with a purchase price of less than $40,000 subject to certain statutory conditions. This contract cancellation option requirement doesn’t apply to the sale of a recreational vehicle, a motorcycle, or an off-highway motor vehicle subject to identification under California Law. See the vehicle contract cancellation option agreement for details.